District credit Recovery Officer for Hawassa District

Duty Station: Hawassa

DB/ Vacancy - 0016/23

Job Summary

The job holder will conduct an analysis of customers with Non-Performing Loans and recommend mechanisms of rehabilitating the loan, which may include extending the grace period, waiver of arrears, due date extension, restructuring mode off repayment and/or amount, injection of more funds, follows-up the status of NPL loans and prepares periodic reports.  S/he is also responsible for implementing credit recovery strategies to ensure minimal credit losses and maximum recoveries, within the assigned district.

Job Requirements

Academic & Professional Qualification

• Bachelor's Degree in Business Administration, Economics, Accounting and Finance, Management, or other related fields.

Experience

• At least five (5) years of relevant banking experience.

Behavioral Competency

• Interpersonal and cross-cultural skills, including the ability to build collaborative relationships with sensitivity to diversity/inclusion.
• Creativity and innovation skills.
• Action-oriented.
• Quality focus and attention to detail.
• Professionalism and integrity are in line with Dashen Bank's values.
• Good oral and written communication skills.
• Critical and analytical thinking and problem-solving skills.
• Personal motivation and drive are exhibited through a commitment to hard work, continuous improvement, and achievement of goals.
• Good customer relationship management skills (internal and external customers).
• Risk awareness and focus - demonstrate understanding of risk management practices, standards, and regulatory requirements.

Required Technical Competency

• Good knowledge of loan workout and recovery processes and strong knowledge of lending principles in the commercial business market.
• Solid understanding of lending procedures and credit reporting agencies.
• Proficient in reading / interpreting financial statements for the purpose of underwriting credit.
• Knowledge of policies, rules, regulations, and directives related to the financial sector.
• Sound knowledge of the macroeconomic and microeconomic environment.

How to Apply

1. Interested and qualified applicants should apply through THIS FORM
2. Applicants should fill all the details on the vacancy application form and make sure you submit after completing all the questions.
3. Finally, please scan all relevant credentials (Uploading relevant credentials that verifies educational qualification, work experience licenses, certifications …. etc which are stated on the application form /CV).
4. Login to this website and attach the scanned documents in PDF format (*mandatory).
   • CV‘s shall not be more than 3 pages and saved in PDF format (*mandatory).

NB: Dashen Bank does not charge a fee at any stage of the recruitment process. Hence, if you are asked for any please refuse.

Female applicants are highly encouraged to apply