Job Description
Duty Station: Hawassa
DB/ Vacancy - 0017/23
Job Summary
The job holder will conduct an analysis of customers with Non-Performing Loans and recommend mechanisms of rehabilitating the loan, which may include extending the grace period, waiver of arrears, due date extension, restructuring mode off repayment and/or amount, injection of more funds, follows-up the status of NPL loans and prepares periodic reports. S/he is also responsible for implementing credit recovery strategies to ensure minimal credit losses and maximum recoveries, within the assigned district.
Job Requirements
Academic & Professional Qualification
- Bachelor's Degree in Business Administration, Economics, Accounting and Finance, Management, or other related fields.
Experience
- At least five (5) years of relevant banking experience.
Behavioral Competency
- Interpersonal and cross-cultural skills, including the ability to build collaborative relationships with sensitivity to diversity/inclusion.
- Creativity and innovation skills.
- Action-oriented.
- Quality focus and attention to detail.
- Professionalism and integrity are in line with Dashen Bank's values.
- Good oral and written communication skills.
- Critical and analytical thinking and problem-solving skills.
- Personal motivation and drive are exhibited through a commitment to hard work, continuous improvement, and achievement of goals.
- Good customer relationship management skills (internal and external customers).
- Risk awareness and focus - demonstrate understanding of risk management practices, standards, and regulatory requirements.
Required Technical Competency
- Good knowledge of loan workout and recovery processes and strong knowledge of lending principles in the commercial business market.
- Solid understanding of lending procedures and credit reporting agencies.
- Proficient in reading / interpreting financial statements for the purpose of underwriting credit.
- Knowledge of policies, rules, regulations, and directives related to the financial sector.
- Sound knowledge of the macroeconomic and microeconomic environment.
How to Apply
- Interested and qualified applicants should apply through THIS FORM
- Applicants should fill all the details on the vacancy application form and make sure you submit after completing all the questions.
- Finally, please scan all relevant credentials (Uploading relevant credentials that verifies educational qualification, work experience licenses, certifications …. etc which are stated on the application form /CV).
- Login to this website and attach the scanned documents in PDF format (*mandatory).
- CV‘s shall not be more than 3 pages and saved in PDF format (*mandatory).
NB: Dashen Bank does not charge a fee at any stage of the recruitment process. Hence, if you are asked for any please refuse.
Female applicants are highly encouraged to apply