Job Description
DB/ Vacancy- 0162/23
Job Summary
- The Credit Analyst is responsible for activities related to credit analysis and appraisal in the District Office. These include identifying, mitigating factors for credit risk(s); making in-depth credit analysis and appraisal using appropriate analysis techniques; and ensuring that the findings of the analysis are true and correct as per the Bank’s policies and procedures.
Academic & Professional Qualification
- Bachelor Degree in Business Administration, Economics, Accounting, Management, Banking, Finance or other related fields.
Job Requirements
Experience
- At least five (5) years’ banking experience of which at least two (2) years in credit area.
Behavioral Competency
- Interpersonal and cross-cultural skills, including ability to build collaborative relationships with sensitivity to diversity/inclusion.
- Creativity and innovation skills.
- Action oriented.
- Quality focus and attention to detail.
- Professionalism and integrity in line with Dashen Bank values.
- Good oral and written communication skills.
- Critical and analytical thinking and problem solving skills.
- Personal motivation and drive exhibited through commitment to hard work, continuous improvement and achievement of goals.
- Good customer relationship management skills (internal and external customers)
- Risk awareness and focus - demonstrates understanding of risk management practices, standards and regulatory requirements.
Required Technical Competency
- Working knowledge of provisioning for loan losses and the Bank’s regulatory provisioning policies and requirements.
- Expert knowledge of loan workout and recovery processes and strong knowledge of lending principles in the commercial business market.
- Solid understanding of lending procedures and credit reporting agencies
- Proficient in reading / interpreting financial statements for the purpose of underwriting credit.
- In-depth knowledge of credit scoring and financial services products.
- Knowledge of policies, rules, regulations and directives related to the financial sector.
- Sound knowledge of macroeconomic and microeconomic environment.
How to Apply
- Interested and qualified applicants should apply through this FORM
- Applicants should fill all the details on the vacancy application form and make sure you submit after completing all the questions.
- Finally, please scan all relevant credentials (Uploading relevant credentials that verifies educational qualification, work experience licenses, certifications …. etc which are stated on the application form /CV).
- Login to this website and attach the scanned documents in PDF format (*mandatory).
- CV‘s shall not be more than 3 pages and saved in PDF format (*mandatory).
NB: Dashen Bank does not charge a fee at any stage of the recruitment process. Hence, if you are asked for any please refuse.
Female applicants are highly encouraged to apply