Senior Credit & Financing Analyst

External Vacancy Announcement

Vacancy Number ABa/EVA/007/22

Amhara Bank S.C.is one of the private commercial Banks (Under Formation) with an aim to create a significant impact in the manner in which banking services are delivered through state of the art technology in a very unique presence and value proposition. The Bank focuses on service inclusiveness, innovation, community & customer focus.

The Bank would like to invite competent and qualified candidates to apply for the following positions to be hired on a permanent basis. Amhara Bank S.C offers a competitive salary, an excellent working environment & opportunities for learning & career development. The Bank also offers equal employment opportunities & encourages women to apply for the listed vacant posts.

Essential Responsibilities

• Analyze all credit requests in an efficient and effective way by assessing the financial, collateral, and creditworthiness of customers based on  the Bank`s Credit Policy and Procedure
• Assist in reviewing the credit policy, procedures, systems, and processes.
• Carry out annual work plans designed by the work unit according to expectations and performance schedule.
• Receive and evaluate complete documents from loan initiating departments/branches evaluate loan requests to determine viability and financing requirement of the customer’s
• Analyzing client records and using the data to recommend loan amounts and payment plans
• Evaluating the financial status of clients by producing financial ratios
• Carry out in-depth credit analysis and appraisal using appropriate analysis techniques for loan cases falling under loan committees and may also engage in higher-level assignments whenever the need arises.
• Prepare credit analysis reports for new proposals and renewals and provide recommendations on the structuring of credits and KYC.
• Ensure that the findings of the analysis are complete and correct to base for credit approval decision making as per the Bank’s policy and procedure.
• Review business proposals and feasibility studies presented by customers.
• Ensure that the recommendation does not suffer material under financing or over financing to indicate the business under consideration does not face early performance problems due to financial inefficiency.
• Initiate loan work out or forward opinion on high-risk customers substantiating with a brief assessment report
• Prepare performance reports, the status of cases at hand, or others reports deemed necessary regularly and upon demand.
• Evaluate and determine the viability of the customer’s business.
• Identifies measures and sets mitigating factors for credit risk(s).
• Determines financing requirements of the business.
• Grades customer’s credit risk and reviews it periodically.
• Prepares credit risk analysis report and recommends on the loan request.
• Ensures compliance with credit policy and procedures.

Job Requirements

Qualifications:

• MBA/MA/BA in Banking & Finance, Accounting, Business Administration, Economics, Management, and any other related fields.

Experience:

• 5/7 years of relevant experience in the Banking Industry of which 1 year as a Credit & Financing Analyst.

How to Apply

Interested applicants fulfilling the above requirements are invited to fill out the application form through docs.google.com/forms/d/1UhjeyEpllmDwOKIVjC6ItxHM_fXvyJMn8cS2QNbVZaE

Kindly proceed to update your candidate profile on Ethiojobs.net and send your applications & CVs with supporting credentials through Ethiojobs.net  from February 9, 2022, to February 14, 2022, via

for any inquiry contact us on +251976545447/+251984098355

NB: 

• Only shortlisted candidates will be communicated
• The Bank has the right to cancel the post advertised
• Hard copy or physical applications will not be accepted.